Some Tips For Safe Cycling
With the ice melted and the sun shining, the number of bicycle commuters will steadily increase over the next few weeks. Here are a few tips to keep you safe on the roads while on your bike. Take Advantage of the Bike Paths The Ottawa area is blessed with over 600 km of mixed-use paths […]
What is “Adverse Cost” Insurance and Do I Need It?
In Ontario the winning party to a lawsuit can generally expect that the losing party will be ordered to pay a portion of their legal costs. A first pay insurance policy protects plaintiffs from the risk of being ordered to pay some of the defendant’s legal costs following a trial. This is called an adverse […]
Vicarious liability: You are liable for the actions of people who have “possession” of your vehicle with your “consent”.
If you allow another person to take possession of your motor vehicle you will be held liable for any damages caused by the negligent operation of the vehicle. It is therefore important to protect yourself from a possible lawsuit as a result of the negligent operation of your motor vehicle (either by you or by […]
What to Do if You Are in a Car Accident
Winter is here and with it comes snow, ice, poor visibility and dangerous driving conditions. As driving conditions deteriorate, the potential for an accident increases, and most of us will be in at least one car accident during our driving years. According to an article published by Forbes in 2011, “if you got your license […]
What Is The Threshold And Who Meets It?
The threshold is a test found in the Insurance Act that is applied to determine whether a car accident victim is allowed to recover money for their pain and suffering. The threshold is a controversial test because, even in a jury trial, the test is decided by the judge after the jury verdict has been […]
Reduced Accident Benefits And Insurance Broker Liability
On July 1, 2016 significant reductions in the Standard Accident Benefits (which are part of every Ontario automobile insurance policy) came into force. These are the benefits that are available to everyone injured in a car accident usually from their own insurance company. In years when there have not been changes to Accident Benefits most […]
Optional No-Fault Benefits: How Much Is Enough?
On June 1, 2016, the Standard Accident Benefits that are available under all motor vehicle insurance policies in Ontario underwent significant reductions. These reductions applied to all policies that were renewed after June 1, 2016 so your current benefits are at the reduced levels unless you purchased enhanced Optional Benefits. The reductions in standard Accident […]
Time To Consider Buying “Optional” No-Fault Benefits
I often see how important accessing no-fault benefits can be for my clients so that they can achieve maximum medical recovery in the shortest period possible. No one likes to pay for car insurance. People like it less if they’ve been injured in a car accident and discover that they do not have enough insurance. […]
Ten Mistakes People Make When Dealing With Doctors After an Injury
If you have experienced a traumatic injury as the result of a motor vehicle accident or slip and fall you will no doubt end up seeing one or more doctors perhaps on multiple occasions. Here are 10 mistakes people who have experienced a traumatic injury make when dealing with their doctors. 1. Failing to Seek […]
