Changes to the Ontario Insurance Act that Will Directly Impact Your Auto Insurance Benefits

Effective June 1, 2016, the Ontario Government has introduced changes to the automobile insurance system which will greatly affect the coverage consumers select and the price they will pay for auto insurance.   Many of these changes affect the statutory accident benefits that a person will receive if they have been injured in an automobile accident […]

When is a Minor Injury not a Minor Injury for Accident Benefit purposes?

Entitlement to medical and rehabilitation services changed for persons injured in motor vehicle accidents after September 1, 2010 (see Ontario Regulation 34/10).  As of this date, persons who suffer a ‘minor injury’ in an automobile accident are subject to the Minor Injury Guideline and the benefit limits set out in the regulation.  Essentially, persons who […]