Changes to the Ontario Insurance Act that Will Directly Impact Your Auto Insurance Benefits
Effective June 1, 2016, the Ontario Government has introduced changes to the automobile insurance system which will greatly affect the coverage consumers select and the price they will pay for auto insurance.  Many of these changes affect the statutory accident benefits that a person will receive if they have been injured in an automobile accident […]
Victims of the OC Transpo/Via Rail crash and their families are eligible for Accident Benefits.
Those individuals injured on the OC Transpo bus on Wednesday September 18, 2013 and the families of those who lost their lives are eligible to apply for and receive Statutory Accident Benefits or “SABS”. These benefits may include death benefits, income replacement and medical/rehabilitation benefits. Due to the priority payment rules in the Insurance Act, […]
Court Sends Message: Being Able to Work Doesn’t Necessarily Mean You’re Living a Normal Life…
Under the Accident Benefits regime in Ontario, if you are employed at the time of your accident you are required to elect whether you wish to make a claim for non-earner benefits or income replacement benefits. For most claimants it would make sense to elect income replacement benefits. However, for some claimants the line becomes […]
When is a Minor Injury not a Minor Injury for Accident Benefit purposes?
Entitlement to medical and rehabilitation services changed for persons injured in motor vehicle accidents after September 1, 2010 (see Ontario Regulation 34/10). As of this date, persons who suffer a ‘minor injury’ in an automobile accident are subject to the Minor Injury Guideline and the benefit limits set out in the regulation. Essentially, persons who […]
