Physical and mental illnesses or traumatic injuries can have a negative impact on your ability to continue with your employment. Some illnesses or injuries can result in long periods of unemployment. Unfortunately, some people are never able to return to work and must rely on their long-term disability insurance coverage to replace their lost income for life. This loss of income can have a serious impact on your finances, especially if treatment costs are high and not covered by insurance.
The loss of steady income and ongoing treatment expenses mean that qualifying for short-term and long-term disability benefits is critical for most disabled people. These benefits are meant to replace your lost earnings while you are absent from work. The Courts have stated that these policies are meant to provide the insured person with “peace of mind” in the event that they are unable to work.
Having your disability insurance claim denied or having benefits stopped prematurely can lead to serious financial problems.
If you have been unjustly denied disability benefits, or if your benefits have been unfairly terminated, you need a lawyer with both experience and expertise in this area of law. Mann Lawyers’ Disability Claims lawyers represent people with problems in both Short-Term Disability and Long-Term Disability matters.
We work with clients whose disability benefits have been denied, or terminated, to reverse the insurer’s decision. We start by obtaining the adjuster’s entire file in order to investigate the evidence relied upon to support their decision. If appropriate we then obtain additional supporting medical evidence from treating physicians or retained medical experts. If benefits continue to be improperly denied we are prepared to bring a lawsuit.
If you believe that your disability benefits have been wrongly denied or terminated, contact one of our Disability Claims lawyers for review of your case and advice on how to proceed next.
Mann Lawyers takes a different approach than other law firms. We will work closely with you to protect your legal rights and promote your well-being. Our approach is personal and comforting.