Social Host Liability
With the holiday season in full swing, many of us will be hosting our friends and family for dinners and other social gatherings where alcohol will be consumed. It is important not only from a social responsibility perspective, but from a legal perspective, to take measures to avoid having your guests drive home while impaired. […]
Leaving The Country This Winter? Do You Have Travel Insurance?
Did you know that, if you are travelling outside of Canada, you will not be covered by OHIP in the case of a medical emergency? Even if you manage to get some OHIP coverage it will be limited and you should not expect that it will pay for your medical bills in another country. If […]
Safety Tips for Winter Cycling
The number of cyclists in Ottawa has been growing rapidly over the past decade. Now that the snow has arrived most of us will put our bikes away until the spring. But there are some hardy cyclists who commute by bike or ride for recreation all year. Winter cycling has its rewards but it also […]
Court Of Appeal Clarifies Collateral Benefits Issues
There has been a steady reduction in the damages that innocent motor vehicle accident victims recover from the at-fault driver. The Ontario Government, working with the insurance industry, has been passing more and more restrictive laws and regulations to cut down on damage awards to innocent accident victims. The Ontario Court of Appeal recently released […]
Court Of Appeal Clarifies Pre-Judgment Interest Rate
Insurance companies use their long experience paying out claims, including the payment of pre-judgment interest, in setting premium rates. Premiums are based on the pre-judgment interest rate in force at the time they are paid. It can take several years for a complex motor vehicle accident that results in serious injuries, to wind its way […]