Offices in Ottawa and Perth
(613) 722-1500

CONTACT US (613) 722-1500

Family Protection Endorsement – OPCF-44R

Family Protection Endorsement – OPCF-44R

Mann Lawyers

Posted February 11, 2015

An Ottawa court case decided in January that the Family Protection Endorsement (OPCF-44R) did apply to cover a young man (not named in the policy) who received serious injuries in an accident caused by an uninsured driver.  Despite the fact the young man had a pattern of living at more than one location, the court found the coverage was available to him since one of the ‘residences’ belonged to his mother, who was the named insured under the policy.

Every driver on the road should have this coverage because if you are involved in an accident with an uninsured or underinsured driver, it will provide between one to two million dollars of additional insurance coverage in the event you are injured in the accident.  If you are not sure whether you have this coverage you should contact your insurance agent right away.

More Resources

Blog |
Practice Management

By: 

Posted January 30, 2023

“If you don’t know, the thing to do is not to get scared, but to learn.”  Ayn Rand, Atlas Shrugged It is what it is[...]
Blog |
Family Law

By: 

Posted January 26, 2023

You have made the decision to separate from your partner. Now what? You have a house, a pension, maybe you have children, debts, and an[...]
Blog |
Environmental Law

By: 

Posted January 24, 2023

The Ontario government has moved ahead with changes to the Ontario Wetland Evaluation System in support of Bill 23, More Homes Built Faster Act, 2022. [...]
Blog |
Employment, Labour, and Human Rights

By: 

Posted January 17, 2023

While each of these cases could have its own blog post, we have decided to create a list of important cases for employers to be[...]
Blog |
Employment, Labour, and Human Rights

By: 

Posted January 10, 2023

Constructive Dismissal is an incredibly important protection for Ontario employees – one that is often used successfully to enforce employment rights. If you ask members[...]
Blog |
Estate Litigation, Wills, Trusts and Estates

By: 

Posted January 4, 2023

Executing powers of attorney is an important component of estate planning and allows individuals to decide who will manage their affairs should they become incapable[...]

Subscribe to Our Newsletter

"*" indicates required fields

Name*
Consent*
This field is for validation purposes and should be left unchanged.