Service Area: Personal Injury

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Personal Injury

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Posted April 18, 2017

Changes to the Ontario Insurance Act that Will Directly Impact Your Auto Insurance Benefits

Effective June 1, 2016, the Ontario Government has introduced changes to the automobile insurance system which will greatly affect the coverage consumers select and the[...]

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Personal Injury

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Posted August 24, 2015

Change in Pre- Judgment Interest: Retroactive or Not?

We blogged about the change in the pre-judgment interest rate in March and April of this year. As of January 1, 2015, the Insurance Act[...]

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Personal Injury

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Posted July 22, 2015

The “Minor Injury” Guideline

The “minor injury” guideline and treatment protocol has been a part of the motor vehicle accident landscape in Ontario since 2010. A “minor injury” is[...]

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Personal Injury

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Posted July 1, 2015

Changes to Statutory Accident Benefits

In an effort to reduce insurance premiums, the Government has promised to make significant changes to statutory accident benefits. The changes include: An amendment to[...]

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Personal Injury

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Posted April 27, 2015

Change in Pre-Judgment Interest Determined to be Retroactive

We blogged about the change in the pre-judgment interest rate last month. As of January 1, 2015, the Insurance Act was amended to provide that[...]

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Personal Injury

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Posted March 23, 2015

Change in Pre-Judgment Interest Rate

There has been a change in the interest rate that applies to non-pecuniary damages (general damages or damages for pain and suffering and loss of[...]

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Personal Injury

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Posted March 16, 2015

Vehicle Ownership – Liability is based on possession of vehicle

Car owners are liable under the Highway Traffic Act for the negligent operation of their vehicles by others. This liability is based on possession of[...]

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Personal Injury

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Posted March 9, 2015

Insurers – Bad Faith Negotiating

Many people don’t know this, but insurers are required by law to attempt to settle a motor vehicle accident claim as quickly as possible. If[...]

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Personal Injury

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Posted February 24, 2015

Fernandes v. Penncorp Life Insurance – long-term disability

In a recent decision, the Ontario Court of Appeal awarded a totally disabled man the sum of $236,773 in unpaid long-term disability benefits, $200,000 in[...]